Thanks for clicking on our ad we have the Free Mortgage Calculator you are looking for. 
Here are a couple of questions:

Question 1:  Which loan will give you the lowest payment?
a)  Option Arm or Pick a Payment
b)  Interest Only
c)  30 Year Fixed
c)  40 Year Fixed
d)  50 Year Fixed


Question 2:  What is the best loan to switch to if you have an option arm?
a)  30 Year Fixed
b)  Interest Only
c)  40 Year Amortized
d)  50 Year Amortized

With our Free Mortgage Calculator you will be able to compare the Option Arm, 30-40-50 Year Fixed and Interest Only loans side by side.  YOUR BEST COURSE OF ACTION WILL BE CLEAR!

Our Mortgage Calculator can potentially save you tens of thousands of dollars by showing you the correct loan payments and negative amortization over time.

Here is the dirty little secret in the mortgage industry.  The majority of the loan officers will sell you an option arm when they would not own one themselves.   If you look at the banner ads displayed in the major search engines they all are pitching the option arm.  Even the major lenders will put you into one without explaining the full implications. One fact is clear, for the majority of borrowers, the option arm is a very risky loan.

If you have an option arm or pick a payment loan you need this Mortgage Calculator to help you make the right decision on wether to keep it or get out of it.   Or if you are considering one, you can find out the true implications of this loan.

When it comes to a mortgage, the wrong decision can cost you tens of thousands of dollars in a few short years.  Make the right decision with our Mortgage Calculator as your unbiased guide.

Take a look at how easy this Mortgage Calculator can work for you
Mortgage Calculator
With our Mortgage Calculator you compare simply by inputting the
loan amount and interest rate.  


You will immediately find out:

* The minimum payment vs the fully indexed rate
* All four payment options

* How much negative amortization you will have over the years
* Your pre-payment penalty

* Payments on the new 40 and 50 Year Fixed Loans
* Interest Only Payment
* Conventional 30 Year Fixed

GET YOUR NOW - IT'S FREE
Your Mortgage Calculator with Negative Amortization
will be emailed to you instantly courtesy of
Home Mortgage Trust - Loan Republic Financial
"Helping clients make the right financial decision"

(for windows or mac)

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